Basic HTML version of Foils prepared April 7 1998
| 5)Cardholder sends merchant a completed order along with payment instructions. (these will be digitally signed by cardholders possessing certificates) |
| 6)Merchant requests payment authorization from the cardholder's financial institution |
| 7)Merchant sends confirmation of order |
| 8)Merchant ships the purchased goods or provides requested services from the order |
| 9)Merchant requests payment from the cardholder's financial institution |
| SET covers items 5) 6) 7) and 9) |