From Security Infrastructure fo Electronic Commerce and Internet CPS714 Computational Science Information Track -- June 2 and June 7 99. byRoman Markowski
SET offers security at the expense of simplicity
SET is so complicated that banks and merchants are not eager to deploy it
In practical implementations:
SSL is used to protect privacy of the transaction
SET is used to enable consumer and merchant to authenticate each other
SET extends the current message flow in banking networks into cyberspace